In addition to the dental plan, pension plan, and other collective agreement benefits that part-time Superstore and Liquor store employees already enjoy. Here is a description of our additional exciting NEW part-time benefits. |
Prescription Drug, Vision Care & Life Insurance Program For Part-Time Employees
The UFCW Local 401 - Real Canadian Superstore Benefit Trust Fund sponsors a benefit program for part-time employees who work for the Real Canadian Superstores and Liquorstores in Alberta, and who are members of the UFCW, Local 401.
The Benefit Trust Fund is managed by a joint Board of Union and Employer Trustees.
This pamphlet briefly summarizes the coverages and eligibility rules, but it does not extend any contractual or other rights. All rights and benefit provisions are managed, strictly, by the Trustees. The Trustees have the full authority to resolve all questions about the administration of the benefit program and, from time to time, to increase or decrease the coverages available.
Your Personal Information
Participation in the benefit program depends on the collection, storage, use and, sometimes, the destruction of personal information. It forms the foundation upon which individual entitlements are built, and from which benefit payments are calculated and made. As well, parts of the personal information are needed to satisfy government demands for facts, to facilitate audits of the Benefit Trust Fund, to estimate future operating costs, to inform Members about their accumulated values, etc. In all cases, however, personal information is stored with the utmost attention to security, and deployed, sparingly, to fulfill the requirements of the Benefit Trust Fund and the law.
Registration to participate in the benefit program, involves an authorization to allow the Trustees to gather and apply personal information in specific ways. You may revoke that authorization, subject to certain legal constraints, however doing so precipitates the destruction of your personal information, and may, therefore, render ongoing participation impossible.
Complaints regarding personal information may be directed to the Administrator's Privacy Officer, at the address noted below, by contacting the Office of the Privacy Commissioner of Canada or, if applicable, the Provincial Commissioner.
2635-37th Avenue N.E.
Calgary, Alberta T1Y 5Z6
Your I.D. number for identification and union purposes is your social insurance number.
In order to be reimbursed for claims, you must complete and sign (in ink) a Registration Card and return it to the Administrator. In the event that the Administrator does not receive a Beneficiary Designation, the Life Insurance benefit must be paid to your estate and may be subject to an otherwise avoidable probate fee. Registration Cards are available from the Administrator, your Employer, or from the Union Office.
Forms for claiming Prescription Drug and Vision Care expenses, and for filing Life Insurance claims, are available from the Administrator. Receipts must be submitted with your claim form for Prescription Drugs and Vision Care expenses. Proof of loss must be submitted when filing a Life Insurance claim.
To be eligible for participation in the benefit program you must be employed part-time by Real Canadian Superstores or Liquorstores, and be a Member of the UFCW Local 401. To be eligible for claims reimbursement you must have worked five (5) consecutive months and have worked at least 120 hours in the last twelve (12) consecutive-week period. Coverage, for you, starts the first of the month following the above-noted requirements. Entitlement continues provided you work ten (10) hours per week, or have an average of 120 hours during each twelve (12) consecutive week period.
This now includes dependent coverage.
Your participation in the benefit program terminates on your employment termination date, the date the Plan terminates, or as otherwise provided in this booklet.
Prescription Drug Coverage
You are entitled to receive reimbursement for drug claim expenses to a maximum of $1,000.00 per benefit year, September 1 to August 31.
If you purchase prescriptions at Real Canadian Superstores, you will be reimbursed for 100% of the cost. If you purchase prescriptions elsewhere, you will be reimbursed 70% of the cost.
Charges for the following services and supplies are eligible for reimbursement:
Charges for the following services and supplies are not eligible for reimbursement. This list may be amended, from time to time, at the discretion of the Trustees.
- Drugs, which require a written prescription of a Physician or Dentist, which are dispensed by a registered pharmacist in Canada, and provided the drug is unable to be purchased over the counter.
- Vaccinations and immunizations, when prescribed, for preventative treatment of communicable diseases.
- Insulin and Diabetic Supplies.
Vision Care Coverage
- Contraceptives (other than oral, injected (Depo-Provera) and birth control patch)
- Drugs which have no therapeutic value
- Dietary food/supplements
- Smoking cessation aids
- Drugs and/or products prescribed for sexual performance or infertility
Reimbursement of vision care claims, for lenses and frames combined, for contact lenses, and for eye exams, when prescribed or performed by an ophthalmologist or optometrist, will be considered to a maximum of $200.00 in any 24-month period. No amount will be paid for safety-glasses or sunglasses, anti-reflective coatings, or for tints other than No.1 or No.2.
Life Insurance Benefit
A $10,000.00 Life Insurance benefit will be paid to your named beneficiary, or to your estate, if no beneficiary has been named, in the case of your death.
Absences Due To Illness Or Injury
If you are absent from work due to illness or injury, your participation in the benefit program continues for up to twenty-six (26) weeks, provided you notify the Administrator's office in writing of the dates your were absent from work. You will receive credit for hours you would normally have worked.
Parental or Adoption Leave
If you are absent from work due to a maternity, parental or adoption leave, your participation in the benefit program is terminated. However, if you provide the Administrator with a letter stating the expected birth date and your expected return-to-work date, this information will be kept on file. Your participation in the benefit program will be reinstated to the date of the birth of your child (or arrival date if the child is adopted) once your Employer reports hours, on your behalf, to the Benefit Trust Fund.
Suite 101, 2635-37th Avenue N.E.
Calgary, Alberta T1Y 5Z6
Tel: (403) 250-3534 or 1-866-342-3513
Fax: (403) 250-9236